Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 2,407 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 22.7 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. Practical parking available makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently offered at $765,000, this home delivers a strong combination of space, condition, and location.