Located on 943 Pond Street in Toccoa, this 3-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. With 1,316 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.39 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. Currently listed for about 86 days, this property combines space, style, and value. At $269,000, this home is well positioned for buyers seeking value in Toccoa.